Primarily 1 to 4 unit residential rehab and resale properties
 Will consider multi-unit properties if very secure deals
 Must be non-owner occupied
 Focus primarily in California but will consider other states
 Properties must be in active, desirable neighborhoods

  Must be or use highly qualified, experienced contractor(s)
 Portfolio of successful projects highly desirable
 Borrower credit score will be evaluated but not key decision criteria

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